Pennsylvania no doc loan guidelines:
- PA Primary Residence, or 2nd Home
- Up to 65% financing (see chart on
right)
- Serving all PA counties expertly.
- The only items considered are
credit report and appraisal!
- Income, employment, assets are not asked
or verified.
- You do not need to have a job or show
employment.
- No down payment funds need to be
verified.
- No IRS Form 4506 is required.
- Down payment need not be
shown. Use gift or cash on hand!
- Interest rates starting at 7%.
- 1-4 units.
- Maximum Loan $1,000,000.
- No point options available.
- Must have at least 1 credit
accounts that have been active (used) for at least 12 months.
- Must have at least 3 credit accounts
total including closed accounts or recently opened accounts.
- 5 acre max.
- Not available in Pocono area (Monroe,
Pike, Wayne, Carbon Counties) per lender requirements
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No Doc Programs:
- 30 Year Fixed
- 15 Year Fixed
- 6 month ARM
- 3/1, 5/1, 2/28 ARMs available
No Job, no income, no bank account, no
rent history, or any combination of these --- OKAY!
Click the graphic below to request a rate
for your specific goals:
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