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PA No-Doc Mortgage for 700 + FICO. 
Pennsylvania No documentation Required Mortgages.   No questions asked (almost!).  Low Rates.
Purchase or Refinance

This program has been significantly updated.  These new guidelines are effective Jan. 31, 2008.

Pennsylvania no doc loan guidelines:
  • PA Primary Residence, or 2nd Home
  • Up to 65% financing (see chart on right)
  • Serving all PA counties expertly.
  • The only items considered are credit report and appraisal!
  • Income, employment, assets are not asked or verified. 
  • You do not need to have a job or show employment.
  • No down payment funds need to be verified.
  • No IRS Form 4506 is required.
  • Down payment need not be shown.  Use gift or cash on hand! 
  • Interest rates starting at 7%.
  • 1-4 units.
  • Maximum Loan $1,000,000.
  • No point options available.
  • Must have at least 1 credit accounts that have been active (used) for at least 12 months.
  • Must have at least 3 credit accounts total including closed accounts or recently opened accounts.
  • 5 acre max.
  • Not available in Pocono area (Monroe, Pike, Wayne, Carbon Counties) per lender requirements

     

     

No Doc Programs:
  • 30 Year Fixed
  • 15 Year Fixed
  • 6 month ARM
  • 3/1, 5/1, 2/28 ARMs available

No Job, no income, no bank account, no rent history, or any combination of these --- OKAY! 

Click the graphic below to request a rate for your specific goals:

Request a custom mortgage rate quote

Maximum LTV

Primary Residence
Second Home
Investment property
 
Credit score:

700
700
NA
Maximum LTV:

65%
65%
NA

 

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Contact our EasyLoan Hotline at (610) 326-2099 or  (800) 441-3721 or online. 
Licensed PA Department of Banking pursuant to Pennsylvania Loan Correspondent and Second Mortgage Broker Act d/b/a Allegiance Mortgage Services.   Copyright
© 2000-2008. 
This is not an offer to lend.  Conditions and Terms of Use.  Website by Access Point Graphics.