Certified
PA Mortgage Company.
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PA Better Business Bureau member.
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Certified Residential Mortgage Specialist (C.R.M.S.)
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Graduate of Residential Mortgage Lending School (G.R.M.L.)
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Licensed & bonded in
Pennsylvania.
- We are
a PA Loan Correspondent, which means our company can either
close loans
in our name or broker them.
PA Mortgage Loan
Correspondents receive wholesale
rates from the lenders they work with (over 30 lenders). Some
of these lenders, such as Citibank, Sovereign, or Chase, may also
have separate retail offices. We receive wholesale rates that
a consumer can not obtain directly because of the cost savings we
provide to the lender. |
Christine Bell, CRMS -- President
1 of 9 PA Certified Residential
Mortgage Specialists |
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One stop shopping for your PA mortgage:
We will save you money, time, and prevent stress. If one of our
many wholesale lenders declines your loan, we have the other lenders (all Large, Proven Companies for excellent service after closing) to turn to. Usually, when one wholesale lender declines a loan, another
more lenient lender approves it. This repackaging and reapplying with other lenders is invisible and Free to you, and
some loans require it.
We are Pennsylvania's
Mortgage Company - Always there for you:- We are a traditional mortgage company, with an office where
we can meet if the customer prefers. The
BBB visits our office and certifies us as part of our
membership.
- The owner of our company has resided in: Philadelphia 5 years, Monroe County,
PA 12 years; Hazelton, PA 1 year; Pittsburgh 1 year, Lehigh
Valley 1 year, North-central PA 2 years, Montgomery County,
PA 8 years; Chester County, PA 9 years, Northampton
County/Lehigh Valley 1 year. We are very familiar with the various regions of Pennsylvania, which means better service and understanding of your local real estate market.
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Founded in 1995 in Montgomery County, PA and in 1996 we moved to Chester County, Pennsylvania.
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We opened an office in downtown
Bethlehem, Northampton County in 2008.
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We have closed loans equally in every
region of PA.
- One of only
nine Certified Residential Mortgage Specialists from the N.A.M.B. The owner, Christine has a BA in Finance, magna cum laude, from Ursinus College and is pursuing an MBA at Villanova and St. Joe's University.
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Customer satisfaction the first priority. This is achieved by giving
our customers:
- Interest rates and closing costs that are better than the competition.
- Peace of mind with no uncertainties. The rate gets locked
for free - often with a free float down option - and loan fees are guaranteed at application - no unpleasant surprises!
- Full access to contact the company owner anytime.
- Guaranteed responsiveness and regular updates - this is a common complaint we hear from people about other lenders.
- Our understanding that purchasing a home is a stressful time and a commitment the last thing you will need to worry about is tracking down your loan officer or hidden fees.
- Our customers satisfaction is extremely high. All of our customers save money and are treated as assets by our company.
- High tech service with 24/7
online processing and availability ONLY if the customer wants
it.
- We are proud of a record of zero (0) customer complaints
in 13 years! Can be verified with the C.P.A., BBB, HUD, etc.
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We are licensed as a PA Loan Correspondent (similar to a mortgage banker) , so we can close loans in our name, issue rate lock agreements, and more. Mortgage Brokers,
needing less credentials to obtain a license, are not permitted to issue loan commitments or rate locks
or close in their name.
- We hope we can add you to our list customers for life!
Contact Information:
Open 7 days: Monday through Friday 9 am to 6 pm, Weekends 12pm to 4 pm,
and by appointment.
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