Pennsylvania Home Equity Loans - PA Prime Rate Lines of Credit.
PA 2nd Mortgages.
March 26, 2008: We temporarily are not
offering 2nd mortgages due to all our lender's Home Equity
Loan product eliminations. Please check back again soon.
$80,000 minimum loan amount on
all PA 2nd mortgage products.
No Pre Payment Penalty.
No closing costs
Line of Credit, HELOC
Open-end to 100% CLTV:
Type: Adjustable rate based on prime
rate.
Margin (amount you add to prime rate for your actual rate): Depends on your
middle credit score and LTV. Term: 10 years interest only then 20 year repayment. Guidelines:
50% maximum debt ratio
No closing costs
Rate: Starting at prime rate with no
closing costs.
Now offering:
Stated Income
2nd homes
Investment properties.
A- credit
to 620 score
Closed-end second mortgage
to 100% CLTV : Type: fixed rate. Term:
10-30 year fixed with no balloon. Guidelines:
owner-occupied
45% maximum debt ratio
Rate: starts at 7.99% (APR 8.03%) with no closing costs.
